SIP Investment Calculator

Calculate the future value of your SIP (Systematic Investment Plan) based on monthly investment, expected return rate, and investment duration.

Why Use a SIP Calculator?

A SIP calculator helps you estimate how much your monthly investments can grow over time. SIPs are one of the most popular investment methods, especially for beginners, because they encourage disciplined investing and allow money to grow through the power of compounding.

With this calculator, you can understand how much wealth you will accumulate by investing a fixed amount every month at an expected rate of return. SIPs typically provide better long-term returns compared to traditional saving methods like fixed deposits. This tool helps you compare different SIP amounts, return rates, and durations before committing your money.

SIP calculators are essential for financial planning because they offer clarity on long-term wealth creation. Whether you are planning for retirement, buying a home, funding education, or building a long-term investment portfolio, SIPs can help you reach your goals steadily and safely. With compound interest working every month, even small SIPs grow significantly over time.

Frequently Asked Questions

1. What is a SIP?
SIP stands for Systematic Investment Plan, where you invest a fixed amount every month into mutual funds.

2. How does a SIP calculator work?
It uses the compound interest formula to estimate your total investment, wealth gain, and maturity value.

3. Are SIP returns guaranteed?
No. SIP returns depend on market performance but are historically high for long-term investors.