Lumpsum Investment Calculator
Calculate the future value of your one-time investment using compound interest. Ideal for mutual funds, fixed deposits, long-term savings, and wealth-building plans.
How This Lumpsum Calculator Helps You
A lumpsum investment is a one-time deposit made into a savings plan, mutual fund, fixed deposit, or long-term financial product. Unlike SIP (Systematic Investment Plans) where you invest monthly, a lumpsum investment allows your entire amount to grow from day one.
This calculator helps you understand how much your investment will be worth in the future based on expected annual returns. It uses the compound interest formula, which is a powerful tool for building long-term wealth. Even small changes in rate or duration can significantly increase the future value of your investment.
Whether you’re planning for retirement, children’s education, a dream purchase, or long-term financial security, this tool gives you a clear projection of how your money grows over time. It works for mutual funds, FDs, RDs, NPS, long-term savings, or any plan that compounds annually.
Why use this calculator?
- Understand how much your one-time investment will grow.
- Compare different return rates (8%, 10%, 12%, etc.).
- Plan long-term goals like retirement or education.
- Decide between SIP vs Lumpsum based on future value.
Frequently Asked Questions
1. What is a lumpsum investment?
A single large investment made at once instead of monthly installments.
2. Is lumpsum better than SIP?
Lumpsum grows faster if invested at the right time, while SIP reduces market risk. Both have different use cases.
3. What return rate should I enter?
For mutual funds, many people use 10–14%. For FD, 6–7%. Choose based on your investment type.